KR
Review
Krishan Mistry · Jul 8, 2025
5/5
Get £5 free when you sign up for a Zilch credit card using my link.
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Zilch
ZI
Zilch
Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted. Zilch's users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines.
Financial#shopping#loan#credit
- You get
- £5
- Referrer gets
- £5
Newest code shared Oct 2, 2025
Independent community listing — not affiliated with or endorsed by the featured brand.
Zilch referral program
Terms as listed in our directory. Confirm them on the official site before you sign up.
How it works
Steps: Sign up using the ref link. Verify your details, mobile verification. Receive 500 points in your wallet, worth £5. Add your debit card details, advice to use Revolut. Choose the company, recommend, Amazon. Enable the discount and click enable on the store Zilch will navigate you to Amazon, add your Zilch card to the payments section. Buy a £5 Amazon Gift Card, using the Zilch card. You will then within minutes receive your £5 gift card via email and Zilch will notify you on the app.
Where to find your code
On the app
Website:payzilch.com
FinancialContribute to this page
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Reviews
Published member reviews and clearly attributed brand responses.
No member ratings yet37 ratings from members who share a code for this program are not counted.
LU
Rating-only review
Lucia · Jun 25, 2025
5/5
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DA
Review
Daniel Rice · Jun 16, 2025 · Edited
5/5
Pocket a free £5 Zilch Reward and start shopping on your terms. Apply in minutes, add your virtual Mastercard to Apple Pay or Google Pay, and you’re set.
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KE
Review
Kevin David Devine · Jun 6, 2025
5/5
Sign up Wach referral 10 pound free no depositing and can use right away :) . Sign up using this link and we’ll both get £10 in Rewards. [referral link hidden]
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SE
Rating-only review
Sean Yem · Feb 13, 2025 · Edited
5/5
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LI
Review
Lisa Noye · May 19, 2024
5/5
Sign up to Zilch and get £5 free. Great app. It gives cash back on most stores and supermarkets. You link it to your normal bank and pay will your zilch card when shopping online and in store. Usually 2% cashback and upwards
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SH
Review
Shaq Attack · Apr 9, 2024
5/5
Get £5 in Zilch Rewards for each friend you refer. Don’t keep us a secret. Let your friends know about Zilch. If they sign up, they’ll get £5 worth of Rewards and once they’ve made their first purchase, you’ll get £5 too.
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LU
Rating-only review
Luke Dalton · Mar 3, 2024
4/5
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BI
Review
Bill Thomson · Jul 1, 2024 · Edited
5/5
5
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CO
Rating-only review
Cole Reynolds · Jan 18, 2024
5/5
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HO
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Hollie Andrews · Jan 8, 2024
5/5
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CH
Review
Chloe Stewart · Jan 5, 2024
5/5
✨✨✨✨✨✨✨✨✨✨✨✨✨ Use my code on zilch after your first tap and pay transaction you get £15 I get £15 ✨✨✨✨✨✨✨✨✨✨✨✨ Then once you use my code to sign up you get your own code to keep earning!
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GE
Review
Gerry Loam · Dec 9, 2023
4/5
Hey! Join me and over 3 million users who love Zilch. Sign up to the Zilch App on your mobile using my link below and we’ll both get £5 in Rewards when you make your first Tap and Pay purchase.
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SH
Rating-only review
Sharna Louise · Dec 2, 2023
5/5
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PO
Rating-only review
Poljak Emese · Nov 29, 2023
5/5
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AL
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Alex R · Nov 20, 2023
5/5
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HA
Review
Hacer Akram · Nov 19, 2023
5/5
Install and Shop in the Adidas App!
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CH
Rating-only review
Cho Lynn Thant Mon · Nov 9, 2023 · Edited
4/5
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MI
Review
Michael Campbell · Oct 30, 2023 · Edited
5/5
Zilch is a great app that offers the convenience of a virtual mastercard directly linked to your bank account. Proving you with the flexibility to pay over time or in full whilst also earning rewards. There is no hard search on your credit file but you can use zilch to help improve your credit rating, making it a valuable tool for those looking to build there credit rating. They are currently offering a free £15 bonus when you sign up using a referral link after making a purchase with the card. You can use the virtual card and link it to your Apple/Google pay. There is no minimum spend it just needs to be in store for the full amount of the purchase. Sign up using the referral Verify your details and add your bank account Add your new zilch card to apple/Google pay Make a tap and pay purchase in store Receive £15 in your zilch account to spend anywhere
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AS
Rating-only review
Aston Mason · Sep 16, 2023
5/5
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Showing 20 of 37 published reviews.