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You Need a Budget is an American multi-platform personal budgeting program based on the envelope method. In 2013 it was the most popular personal finance software among Lifehacker readers. It is also listed by Wirecutter for 2021 as a “great pick for hard-core budgeters”.
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YNAB (You Need A Budget) is hands down the BEST budgeting app. It changed the way I think about my personal finances with it's approach – it's that LIFE HAPPENS. You don't get guilt tripped by an overspent category with a big red alert. You simply cover these expenses with available funds from your other categories and move on with your life! It's my go-to personal finance tool. Highly, highly recommend.
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