Skip to content
X1 Credit Card
X1

X1 Credit Card

Waitlist for the new X1 credit card. X1 Card is built from the ground up to transform how you shop and spend. Offers credit limits up to 5X higher than traditional cards. Higher limits mean you can spend the same amount with lower utilization, which can boost your credit score.

You get
4x bonus points for a month
Referrer gets
4x bonus points
Newest code shared Nov 14, 2023

Independent community listing — not affiliated with or endorsed by the featured brand.

X1 Credit Card referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Unlock 30 days of 4x points for each friend you invite who gets the card. Your friends get 4x points for 30 days, too.

Where to find your code

Best location is through your sign up confirmation email.

Open the referral dashboard

Contribute to this page

Share a code, offer, question, or update about X1 Credit Card. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet15 ratings from members who share a code for this program are not counted.
ST
Rating-only review
Stephanie Zelesnak · Nov 14, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
GU
Review
Guest 3 Vagua · Oct 15, 2023
5/5

Applying for the X1 Card through your personal invite is a smart financial move for several compelling reasons. This credit card offers a range of benefits that make it a valuable addition to your wallet: 1. **No Annual Fee**: The X1 Card is an exceptional choice because it doesn't burden you with an annual fee. This means you can enjoy the card's perks without having to pay an upfront cost. It aligns perfectly with your goal of saving money while still gaining access to an array of benefits. 2. **Incredible Rewards**: The X1 Card is renowned for its generous rewards program. By using this card, you can accumulate between 4X and 10X points, depending on your spending categories. This offers you an opportunity to earn a substantial number of points and unlock a world of rewards, whether it's cashback, travel perks, or gift cards. 3. **No Impact on Credit to Apply**: Worried about how a new credit card application might affect your credit score? With the X1 Card, you can put your mind at ease. Applying for this card won't impact your credit score, allowing you to explore the potential benefits without any negative consequences. 4. **Tailored to Your Needs**: The X1 Card's unique feature of offering variable rewards based on spending categories means it can be customized to fit your lifestyle and spending habits. Whether you frequently dine out, shop for groceries, or travel, this card can adapt to your preferences, maximizing your rewards. 5. **Enhanced Financial Management**: The X1 Card comes with a user-friendly mobile app that provides insights into your spending patterns and helps you manage your finances better. This added feature ensures that you have full control over your spending and financial well-being. 6. **Exclusive Perks**: Beyond points, the X1 Card may offer exclusive perks such as concierge services, purchase protection, and travel benefits. These extra features can add significant value to your everyday life and travel experiences. 7. **Building Credit History**: If you are looking to establish or build your credit history, the X1 Card is an excellent choice. It offers a responsible way to demonstrate your creditworthiness and create a positive financial track record. In conclusion, applying for the X1 Card through your personal invite is a wise decision. It provides a fantastic opportunity to enjoy remarkable rewards, manage your finances efficiently, and tailor your credit card experience to your unique needs, all while avoiding an annual fee and the negative impact on your credit score. It's a credit card designed to enhance your financial well-being and elevate your lifestyle.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CL
Review
Claire Wang · Oct 9, 2023
5/5

Unlock between 4X and 10X points when you join with my link! No annual fee Incredible rewards No impact on credit to apply

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CR
Rating-only review
CryptoKing · Oct 5, 2023 · Edited
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
HA
Review
Haider Syed · Aug 25, 2023
5/5

Signup reward: 4X to 10X points when you join

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
ER
Rating-only review
Ernie Damoney · Jul 19, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
PR
Rating-only review
Prajwal Chinthoju · Jun 9, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AN
Rating-only review
Andrew Youn · Jun 6, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
KI
Review
Kiran Jacob · May 11, 2023
5/5

Here's my personal invite to X1 Card. Unlock between 4X and 10X points when you join with my link.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AI
Review
Ainu Afnu · Apr 12, 2023
5/5

Here's my personal invite to X1 Card. Unlock between 4X and 10X points when you join with my link. - No annual fee - Incredible rewards - No impact on credit to apply

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AD
Rating-only review
Adam · Apr 12, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Rating-only review
Jerry Arnold · Apr 7, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AL
Review
Alex · Apr 19, 2023 · Edited
5/5

Soft pull to get this card!! X1 Card is built from the ground up to transform how you shop and spend. Offers credit limits up to 5X higher than traditional cards. Higher limits mean you can spend the same amount with lower utilization, which can boost your credit score.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RA
Rating-only review
Ravat Ram · May 16, 2022
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JA
Review
Jack Stalnaker · Apr 12, 2023 · Edited
5/5

Please email Or Text 4697512375 and I will be happy to get you onboarded with this awesome credit card.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 15 of 15 published reviews.

Some links and codes on invitation.codes are referral or affiliate links. We may earn a commission or rewards when you sign up or make a purchase through them, at no extra cost to you. See our Privacy Policy for details.