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Tomo Credit
TO

Tomo Credit

Tomo Credit is a no-credit-check Mastercard fintech startup. Get pre-approved for up to a $5000 credit line with no credit check!

You get
up to a $5k credit line
Referrer gets
1% additional cashback
Newest code shared Aug 2, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

Tomo Credit referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Sign up for, and get pre-approved for the Tomo Mastercard. You will then earn 5% cashback your first month and then 1% cashback after that. You also earn an additional 1% cashback with every new person you refer, up to 20% Bring in 20 new members, get 20% cashback on your credit card purchases.

Where to find your code

Upon successful application submission, Tomo will email you your referral link. You cannot sign in to your account until they actually approve you for the card, but you get your referral link immediately upon submitting your application.

Contribute to this page

Share a code, offer, question, or update about Tomo Credit. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet7 ratings from members who share a code for this program are not counted.
JA
Rating-only review
Jaidene Forbes · Apr 14, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AA
Review
Aaron Pitkin · Aug 20, 2024
4/5

Promo only applies to successful referrals through your individual referral code. Credits are automatically applied to your next payment. When your friend joins: VIP = $100 off($20 if monthly) Basic = $20 off($5 if monthly)

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
BR
Rating-only review
Brandon · Jun 3, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JU
Review
Justin Cole · Mar 10, 2024
5/5

We will each get $100 dollars,when you signup with tomo using my link....can be collected for an unlimited amount of new referrals

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RO
Rating-only review
Ron Smith · May 29, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Review
Manny · Aug 17, 2025 · Edited
3/5

Up to $10,000 Spending Power* No Credit History Required $0 Fees | 0% APR Lyft $60 value Take 3 rides with Lyft and earn $5 credit. DoorDash $90 value Free 3 months of DashPass and $5 off each month! HelloFresh $90 value Discounts on your first 5 boxes plus free shipping! ShopRunner $79 value Free membership, 2-Day shipping, and returns.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RA
Rating-only review
Ravat Ram · May 16, 2022
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 7 of 7 published reviews.

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