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Sofi Loans
SO

Sofi Loans

Sofi Loans offers both personal and student loan refinancing. As of 06/02/2020 they offer rates as low as 5.99% APR for personal and 3.21% APR for student loan refinancing. Please note that Sofi also has other referral programs for their different products.

You get
$300
Referrer gets
$300
Newest code shared Oct 6, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

Sofi Loans referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Get a $300 bonus when you get approved for a personal, home, or student loan from Sofi Loans! Easy online application. Find out if you pre-qualify in just minutes without hurting your credit score. There are no application or origination fees. No pre-payment penalties. Fixed personal loan rates range from 5.99% APR to 18.28%. Fixed student loan interest rates start at 2.99% APR. Only available in the US.

Where to find your code

log in to your sofi account then enter this url in your browser: https://www.sofi.com/referral/loans#promo-card

Open the referral dashboard
Website:sofi.com
Banking

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Share a code, offer, question, or update about Sofi Loans. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet124 ratings from members who share a code for this program are not counted.
ST
Review
Steffie · Oct 6, 2025
4/5

Use my referral link to apply for a SoFi Personal Loan and we’ll each get a $300 bonus after your loan funds. [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
ST
Review
Steph · Oct 5, 2025
5/5

Use my referral link to apply for a SoFi Personal Loan and we’ll each get a $300 bonus after your loan funds. [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
NI
Rating-only review
Nick Ospa · Jul 9, 2026 · Edited
4/5

Rating shared without a written note.

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No public brand response.
CH
Rating-only review
Chandler · Apr 5, 2025
5/5

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No public brand response.
A
Rating-only review
a v · Mar 15, 2025
5/5

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No public brand response.
ES
Rating-only review
Estevan Sanchez · Feb 27, 2025
5/5

Rating shared without a written note.

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No public brand response.
LA
Rating-only review
Lauren Nobles · Feb 3, 2025
5/5

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EL
Review
Elisha · Jan 30, 2025
5/5

Sofi Loans offers both personal and student loan refinancing. As of 06/02/2020 they offer rates as low as 5.99% APR for personal and 3.21% APR for student loan refinancing. Please note that Sofi also has other referral programs for their different products. Once approved you will receive your bonus $300!!!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CA
Rating-only review
Caullin · Jan 28, 2025
5/5

Rating shared without a written note.

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No public brand response.
KA
Review
Katen Mcdaniel · Dec 21, 2024
5/5

Hi! 👋 Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 4.00% APY and pay no account fees. Use my link to sign up and you’ll get a $25 bonus and up to $300 when you set up direct deposit.

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No public brand response.
FX
Review
FxSeatCheck Da OG CryptoNerd · Dec 3, 2024
5/5

Use my referral link to apply for a SoFi Personal Loan and we’ll each get a $300 bonus after your loan funds. [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
SA
Rating-only review
Sayham · Dec 1, 2024
5/5

Rating shared without a written note.

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No public brand response.
KR
Rating-only review
Kristen Steinke · Nov 27, 2024
5/5

Rating shared without a written note.

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No public brand response.
GE
Review
GetFree$_BonusDeals · Nov 20, 2024
5/5

Student Loan Refinancing for doctors and dentists: $1,000 reward using link

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No public brand response.
LE
Review
Lex Loeffler · Nov 15, 2024
5/5

If you’re interested in lowering your student loan payments, SoFi just announced special low rates just for doctors and dentists. Use my invite link to earn a $1,000 bonus!

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
DU
Review
Duke Hamilton · Oct 30, 2024
4/5

Use my referral code when applying for your SoFi Loan! Get approved and you’ll receive an additional $300. This is a list of benefits you be receiving when you are approved for a SoFi Loan : Serious Saving No Fees Required Borrow up to $5000-$100000 Pay off your credit cards up front

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SM
Review
SM2138 · Oct 20, 2024
5/5

I thought you might want to check out saving on student loans with SoFi. Learn more and use my link to apply for a SoFi Student Loan Refinance and you'll get a $300 welcome bonus.

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EN
Rating-only review
Enrique Escalante · Sep 26, 2024
5/5

Rating shared without a written note.

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No public brand response.
RA
Review
Rawilmson Cruz · Aug 27, 2024
5/5

🧑‍🎓Hi! I thought you might want to check out SoFi’s Private Student Loan with flexible repayment options and no fees. Learn more and use my link to apply for a SoFi Private Student Loan and you can get a $100 welcome bonus

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
BR
Review
Bryan D · Aug 13, 2024
5/5

$300 bonus after approval for personal loan

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Showing 20 of 124 published reviews.

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