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Simplii Financial
SI

Simplii Financial

Simplii is an online bank. They offer different types of accounts including chequing, high interest savings accounts, RRSP, TFSA and more, all with no monthly fees and unlimited transactions. Simplii Financial is the direct banking brand of the Canadian Imperial Bank of Commerce.

You get
$50
Referrer gets
$50
Newest code shared May 7, 2026

Independent community listing — not affiliated with or endorsed by the featured brand.

Simplii Financial referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Sign up to using the referral link to open a No Fee Checking Account. Deposit at least $100 within six months after account opening and keep $100 for at least 60 days or use a minimum of $100 from the Personal Line of Credit. Additionally, can get $200 more by opening a No Fee Checking Account and adding an eligible direct deposit of $100 a month for 3 straight months.

Where to find your code

Click on "Refer a Friend". Then click "Get your Refer a Friend link"

Open the referral dashboard

Contribute to this page

Share a code, offer, question, or update about Simplii Financial. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet60 ratings from members who share a code for this program are not counted.
SP
Review
Speed Vet · Nov 15, 2025
5/5

No nonsense bank with no nonsense fees. Earn $50 when you use this unique link to open a No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit or Cash Back Visa* Card. AND Deposit at least $100 in a No Fee Chequing Account or High Interest Savings Account within six months after account opening, and keep $100 or more in the account for at least 30 days. OR Use or spend $100 on your Cash Back Visa* Card or Personal Line of Credit within six months after opening the account.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Review
Mario Nerbonne · Nov 12, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply. [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AN
Review
Anthony Stuparyk · Oct 5, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
SH
Review
shlok kothari · Oct 2, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. You will get your $50 cash bonus 30 business days after you meet the conditions of the Refer a Friend offer, and your $300 cash bonus 3 business days after you meet the conditions of the No Fee Chequing Account offer.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
SE
Review
Serhii · Nov 1, 2025 · Edited
5/5

💰 Get $50 when you open a Simplii no-fee chequing account • Deposit at least $100 and keep it for 30 days 🚀 Plus up to **$350 extra** • $300 for setting up payroll direct-deposit (3× ≥ $100) • $50 with your first Global Money Transfer ✅ Zero monthly fees · Unlimited transactions

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
ST
Review
Steve Stevens · Jul 24, 2025
4/5

Sign up using this link prior to opening your chequing or savings account and we both get $50. Just remember to deposit at least $100 into your account within 6 months and keep that $100 in the account for atleast 30 days. Then we both get paid

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Review
Jenn · Jul 25, 2026 · Edited
5/5

**For Canadian residents only, sadly excluding residents of Quebec** Simplii Financial is a subsidiary of CIBC. Access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs (fees may apply at these machines). To be eligible for the $50 bonus offer you must click through this referral and follow these instructions once you have set up your new Simplii account: If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days. If you open a Simplii Cash Back Visa Card or Personal Line of Credit, you must use or spend a minimum of $100 from the account within 6 months of opening the account. If you sign up for our credit card, you’ll earn up to 20% cash back in your first 3 months when you spend up to $500 on eligible gas, grocery and drugstore purchases, and pre-authorized payments. If you open a Simplii mortgage, you must fund your mortgage within 120 days (see below for my mortgage referral code). Mortgage Referral Code: [referral code hidden] *As an added bonus, if you open a No Fee Chequing Account by September 30, 2026 at 11:59 pm (ET) and add an eligible direct deposit of at least $100 a month for 3 straight months, you'll earn an additional $300!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Review
Jess · Jul 5, 2026 · Edited
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use this link and you can earn when you open and use an eligible account with Simplii™. Earn $50 for a No Fee Chequing account, a High Interest Savings account, a Cash Back Visa Card, or a Personal Line of Credit. For a No Fee Chequing Account or High Interest Savings Account make a deposit of at least $100 within six months of opening the account, while also maintaining a minimum account balance of $100 for at least 30 days. To earn an additional $300 and a $50 Skip gift card simply open a No Fee Chequing Account by September 30, 2026 at 11:59 pm (ET) and add an eligible direct deposit of at least $100 a month for 3 straight months and you'll earn the bonus! If you instead choose to open a Cash Back Visa Card or Personal Line of Credit account simply use or spend $100 on either of the accounts within six months after opening the account. As an added bonus, earn up to 20% cash back — up to $100 — on eligible gas, grocery and drugstore purchases, and pre-authorized payments made with your new Simplii Cash Back Visa* Card. Looking for a mortgage? Did you know that Simplii Financial™ offers mortgages with incredibly low competitive rates? Use my unique code when applying for your mortgage and you could earn $100! My code for mortgages is: 0009326391 Thanks for considering my referral!

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
JO
Review
Joe · Jul 15, 2026 · Edited
5/5

These offers are exclusive to Canadians (who are new customers to Simplii), excluding residents of Quebec. Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC. You can access your money from any CIBC ATM in Canada without a fee. You can also withdraw money from any non-CIBC ATM displaying the Interac® or PLUS* signs. Additional costs may apply, including any fees from the owner of the other machine. To get started with a No Fee Chequing Account, High Interest Savings Account, Cash Back Visa Card or Personal Line of Credit please apply through the Simplii Financial Refer-A-Friend link, otherwise you will not receive the $50 welcome bonus. When using this Simplii Financial refer a friend referral link (or referral code for mortgages), you must follow all the instructions to set up your new Simplii account and complete the eligible activities: If you open a No Fee Chequing Account or High Interest Savings Account, you must make a deposit of at least $100 within 6 months after account opening, and maintain a minimum balance of $100 for at least 30 days. If you open a Personal Line of Credit or a Cash Back Visa Card, you must use or spend a minimum of $100 from the selected account within 6 months of opening. As a bonus, earn up to 20% cash back — up to $100 — on eligible gas, grocery and drugstore purchases, and pre-authorized payments with your new Simplii Cash Back Visa* Card. If you open a Simplii mortgage, you must fund your mortgage within 120 days.  To get started with a Simplii Financial Mortgage please use referral code: [referral code hidden] If you open a No Fee Chequing Account by September 30, 2026 at 11:59 pm (ET) and add an eligible direct deposit of at least $100 a month for 3 straight months you'll earn an additional $300 direct deposit bonus and a $50 Skip gift card!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CE
Review
Ceedee204 · Jun 12, 2025 · Edited
5/5

) For No Fee Chequing Account or High Interest Savings Account: The Friend makes a deposit of at least $100 within six months after account opening and maintains a minimum account balance of $100 for at least 30 days; or b) For Personal Line of Credit: The Friend draws down a minimum of $100 from the account within six months after account opening; or c) For Cash Back Visa* Card: The Friend spends a minimum of $100 from the account within six months after account opening;

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AN
Rating-only review
Andrew Grozdanovski · Sep 23, 2025 · Edited
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CA
Review
Ca Li · Apr 23, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply. Thanks! [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JA
Review
James Williams · Mar 26, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RE
Review
Referral Codes Canada · Feb 22, 2025
5/5

Want a quick and easy $450? Here’s what Simplii Financial is offering: [referral link hidden] 🏦 $50 bonus – Just for opening an account with a referral link 💰 $300 bonus – Set up direct deposit ($100/month for 3 months) 💳 Up to $100 cashback – With the Simplii Visa Card No monthly fees, unlimited free e-transfers, and an easy sign-up process. Grab your bonus here: [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CA
Review
Cash Bonus · Feb 20, 2025
5/5

Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply. [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
BR
Rating-only review
Brent Plante · Jan 16, 2025
4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JU
Review
Julian Hagel (frogfreak) · Jan 15, 2025
5/5

Message: Hey, I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply. I earn $125 per each referall, I don't know how many times it works. Please message me when you use it, then when you get your bonus. Let me know how much you get ($50, I believe) assuming it's not as much as mine, I'll share, even if it is about the same, I'll share; less though. Also message me so I know how many there is/was. Thank you guys. [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Review
Matthew Wang · Sep 15, 2025 · Edited
5/5

Simplii Financial is an online bank. Get $50 when you register for Simplii Financial Mobile or Online Banking, and open a No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit, Cash Back Visa Card, or mortgage. You’ll also get $500 when you add on an eligible direct deposit of at least $100 a month for 3 straight months to your No Fee Chequing account. Your payroll, pension or employment insurance should do the trick. Plus, earn up to $100 in your first 3 months with 10% cash back. Get rewarded on all purchases with your new Simplii Cash Back Visa* Card. Sign up here: [referral link hidden] Get $50 on your first Global Money Transfer: [referral link hidden] Get $25 on your first Foreign Cash Order: [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
DE
Review
Dennis Olari Villares · Dec 11, 2024
5/5

Sign up with simplii financial and open a no fee chequing account. Once you deposit 100$, keep it in there for 30 days and 50$ will be accredited to you account

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RI
Review
Ricky Tsang · Nov 10, 2024
5/5

I think you’d like how simple everyday banking can be with Simplii Financial™. Use my link and you can earn when you open and use an eligible account with Simplii™. Conditions apply. Take advantage of three great welcome offers — Get them all or take your pick! 1.) Earn $500 - Open a No Fee Chequing Account 2.) Earn 6.25% - Open a High Interest Savings Account 3.) Get up to 10% Cash Back - Open a Cash Back Visa* Card Use my link and you can earn when you open and use an eligible account with Simplii™.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 20 of 60 published reviews.

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