PC Financial

PC Financial credit cards allow you to earn points at loblaws, fortinos, shoppers drug mart and esso locations. They provide banking and credit card services

Banking

You get: $10
Referrer gets: $10

Newest code shared Aug 27, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

PC Financial referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Share your referral code with up to 10 friends and family members. For each referral that signs up and spends $100, earn 10,000 PC Optimum points, to a maximum of 100,000 points. (10,000 points = 10 dollars). All referral points will be awarded to your PC Optimum account within 14 business days of the above conditions being satisfied.

Where to find your code

Under 'my profile', there is a bar on the right hand side that says 'refer a friend'

Open the referral dashboard

Website:pcfinancial.ca

Banking

Visit PC Financial

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Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet19 ratings from members who share a code for this program are not counted.

Rating-only review

Cedrick Thivierge · Aug 27, 2025

4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

Rating-only review

Parvathy Dilip · Aug 8, 2025

5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

Review

P Weir · Sep 1, 2025 · Edited

5/5

Check out PC Financial. Visit pcfinancial.ca and explore their products, make sure you use my referral code when signing up: TF02828923, and apply here: [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

Review

Ron Wesley · Jul 24, 2025

5/5

Check out PC Financial. Visit pcfinancial.ca and explore their products, make sure you use my referral code when signing up: RK29158641, and apply here: [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

ÉR

Rating-only review

Éric Labonté · Mar 22, 2025

5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

Rating-only review

PassiveCanuck · Mar 1, 2025

5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

Review

Skyelar Murray · Dec 30, 2024

5/5

Check out PC Financial. Visit pcfinancial.ca and explore their products, make sure you use my referral code when signing up: DM09383546, and apply here:

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Contribution context only; this does not verify a purchase or experience.

Review

Matthew Wang · Dec 15, 2024

5/5

PC Financial earns you points back everywhere! Especially more at Loblaws-owned grocery stores and Shoppers Drug Mart.

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Review

Juil · Mar 22, 2024

5/5

Earn 75,000 points: When you set up a minimum of $1,500 in payroll or pension direct deposit for 3 consecutive months, starting within 60 days of opening your account. Earn 50,000 points: That's 10,000 points for each of your first 5 bill payments of $50+ within 60 days of opening your account.

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Review

Kumiko Huang · Feb 20, 2024

5/5

Sign up for “PC Insider World Elite Mastercard” using my link and earn 250,000 PC Optimum points after spending $3,000 within 4 months of account opening (must spend first $100 within 60 days of account opening). Plus pay no annual fee in year first year ($120 saving).

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Review

Boss · Feb 1, 2024

5/5

Check out PC Financial. Visit pcfinancial.ca and explore their products, make sure you use my referral code when signing up: BM03431127 and apply here: [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

Review

Marina Farré · Jan 20, 2024

5/5

Spend $100 within 60 days

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Contribution context only; this does not verify a purchase or experience.

Review

steve smyth · May 13, 2025 · Edited

5/5

25000 Points after you spend your first $100 using the card. Within 60 days TF02828923 Check out PC Financial. Visit pcfinancial.ca and explore their products, make sure you use my referral code when signing up: TF02828923, and apply here: {url} [referral link hidden]

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Review

Seth Adams · Nov 3, 2023

5/5

PC Financial allows you to earn points at Loblaw-owned stores which then can be redeemed on in-store purchases. To receive the bonus you must spend $100 within 60 days. That's like receiving 25% back on your first $100 spent!

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Review

Dylan Lalonde · Dec 5, 2025 · Edited

5/5

Here’s how it works - Your referral code [referral code hidden] 1. Copy and share your referral code. 2. Your friend opens an account and spends at least $100 within 60 days. 3. You’ll receive 25,000 bonus PC OptimumTM points. See terms and conditions for details and any special offers. 4. Points will be awarded within 14 days. Your referral code [referral code hidden]

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Contribution context only; this does not verify a purchase or experience.

Rating-only review

Jay Jordan · Apr 5, 2023

5/5

Rating shared without a written note.

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Review

Juliana Avila - CANADA · Feb 9, 2023 · Edited

5/5

my code is [referral code hidden] Earn $25 You need to spend $100 within 60 days to get the bonus.

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Review

Alice YYZ · Sep 3, 2024 · Edited

5/5

Get PC Financial credit card or a bank account and spend at least $100 within 60 days. You'll receive 25,000 PC Optimum points (worth $25 CAD) Use this referral code: [referral code hidden]

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Review

David-Blake Dumberry · Jul 15, 2025 · Edited

5/5

Enter code « DD89338894 » when you sign-up for a free PC Money prepaid Mastercard with PC Financial and earn up to 50 000 Optimum points ($50) using my referral when opening your account. With the no monthly fee PC Money Account, earn PC Optimum points on every dollar everywhere you shop, unlimited transactions, free Interac® e-Transfers, and more.

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Showing 19 of 19 published reviews.