OPay is a one-stop mobile-based platform for payment, transportation, food & grocery delivery, and other important services in your everyday life. Millions of users rely on OPay everyday to send and receive money, pay bills, and order food and groceries.
Banking
You get
₦10
Referrer gets
₦10
Newest code shared Jan 5, 2026
Independent community listing — not affiliated with or endorsed by the featured brand.
Opay referral program
Terms as listed in our directory. Confirm them on the official site before you sign up.
How it works
If a friend downloads the OPay app and uses your referral code upon sign up, you earn ₦10.
Published member reviews and clearly attributed brand responses.
No member ratings yet100 ratings from members who share a code for this program are not counted.
BU
Review
Busybody Wellness · Nov 10, 2025
5/5
*Get Ready to Experience the Future of Payments with OPay! 🚀*
Say goodbye to traditional banking and hello to a seamless, convenient, and rewarding payment experience with OPay!
With OPay, you can:
- Send and receive money instantly
- Pay bills and buy airtime with ease
- Shop online and offline with our secure payment solutions
- Enjoy exclusive rewards and discounts
Download OPay now and join the digital payment revolution!
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PR
Rating-only review
Promo Samuel · Sep 16, 2025
5/5
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NK
Review
nkereobong Jackson · Sep 2, 2025
5/5
OPay is a leading financial technology (fintech) platform, primarily operating in Nigeria and other African markets, that provides a range of services including mobile payments, money transfers, loans, savings, and POS services for merchants and agents. Founded in 2018, OPay has developed a large network of users, agents, and merchants, leveraging technology to make financial services more accessible and inclusive. The platform offers a mobile app for customers to pay bills, buy airtime, and manage their finances, while also empowering agents to offer services like cash deposits and withdrawals within their communities. OPay provides robust security features, including daily security threat scans and strong encryption, and is licensed by the Central Bank of Nigeria.
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AB
Rating-only review
ABIODUN LUKMON · Aug 29, 2025
5/5
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MA
Rating-only review
Matilda Oqua · Aug 23, 2025
5/5
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SA
Review
Samako Mallyi · Jul 30, 2025
5/5
I use OPay for free transfers and earn high interests on my savings. Join me on OPay and get ₦100 airtime for free！
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DE
Review
Destiny Owolabi · Jul 12, 2025
5/5
Sign ul
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AK
Rating-only review
Akpan Veronica · Jun 19, 2025
5/5
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TE
Review
Temitope Favour · Jun 9, 2025
5/5
Opay is a one stop mobile transaction app, used by millions of people ,for easy transactions ,and paying of bills, grocery, food etc
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MI
Review
Michael Olaoluwole · Jun 9, 2025
5/5
[referral link hidden]
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IF
Rating-only review
Ife~Chi · May 17, 2025 · Edited
5/5
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BR
Rating-only review
Broderick Dornell Smiley · May 2, 2025
5/5
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DA
Review
Dark Divya · Apr 23, 2025
5/5
Opay is one of the most legit banking app that helps you keep ur money saved, quick transaction,it an incredible app and you will enjoy it
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DI
Review
Digital Tech · Apr 12, 2025
5/5
Join millions of Nigerians enjoying seamless transactions with Opay! Earn rewards, pay bills, and transfer money effortlessly. Sign up now through this exclusive invitation link and unlock instant benefits!
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UC
Review
Uchechukwu clement · Apr 8, 2025
5/5
OPay is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in your everyday life. Millions of users rely on OPay everyday to send and receive money, pay bills, buy airtime and lot more
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KE
Rating-only review
Kennedy Okechukwu · Mar 24, 2025
1/5
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IS
Rating-only review
Isreal Ogbonnaya · Jan 29, 2025
5/5
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OP
Review
Opay support · Dec 11, 2024
5/5
I use OPay for free transfers and earn high interests on my savings. And for a limited time only they are giving 10,000 naira to people that sign up with this link and deposit 100 naira or higher before the 15th of December 2024 and this money can be withdrawed immediately and you get 10% off of all your transaction you can also use this code: [referral code hidden]
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GO
Review
Good · Oct 18, 2024
5/5
I use OPay for free transfers and earn high interests on my savings. Join me on OPay and get ₦1,200 bonus!
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SA
Review
Samson Aboja · Aug 19, 2024
5/5
I use OPay for free transfers and earn high interests on my savings. Join me on OPay and get ₦1,200 bonus!
[referral link hidden]
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Showing 20 of 100 published reviews.
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