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One
ON

One

This is a new banking app that allows you to save on multiple ways. One puts you, not your bank, in control of your money. It's a savings, spending, and sharing all-in-one account that connects you and your money.

You get
$20
Referrer gets
$20
Newest code shared Nov 4, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

One referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Invite friends to join One, and you’ll each get $20 in your Spend pocket when they fund their account with $20. Once you deposit $20 you will get $20 immediately. They also have a "pocket" which allows you to borrow $20 from them for free. Earn up to $100 through invites.

Where to find your code

You can find find your code at the bottom of the page. Click on the part that says "options"

Banking

Contribute to this page

Share a code, offer, question, or update about One. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet98 ratings from members who share a code for this program are not counted.
TA
Review
Tara Harris · Nov 4, 2025
4/5

I'm inviting you to join OnePay Cash! You can earn $50 cash back when you join using this link and unlock Cash+ within 45 days of joining. Cash back earned as points.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
LE
Review
Leah Moon · Nov 2, 2025
5/5

I'm inviting you to join OnePay Cash! You can earn $50 cash back when you join using this link and unlock Cash+ within 45 days of joining. Cash back earned as points.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
VI
Rating-only review
Victoria Sines · Sep 22, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RO
Review
Robin Sweetland · Aug 27, 2025
5/5

I'm inviting you to join OnePay Cash! You can earn $50 cash back when you join using this link and unlock Cash+ within 45 days of joining. Cash back earned as points. [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Review
MAKiN CA$H W/ ASH💰🤑 · Aug 17, 2025
5/5

I'm inviting you to join OnePay Cash! You can earn $50 cash back when you join using this link and unlock Cash+ within 45 days of joining. Cash back earned as points that can be redeemed for cash 💰

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MU
Review
Mule Mac · May 14, 2025
5/5

Easy online bank to get approved for a checking/savings account even if you're on chexsystems or similar. They also have a credit builder option.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
LA
Review
Lauren N · Sep 18, 2024
5/5

Easy to open, no minimum deposit, no credit check. We can both earn $20 when you spend $20 or more!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CA
Rating-only review
Carolyn Woodard · Sep 11, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AA
Rating-only review
Aaron Parmet · Aug 23, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JO
Review
Johnathon Kloxin · Aug 20, 2024
5/5

I've been using this bank for over 2 years and I have yet to have anybody use the sign up referral code and use the money that is given to them to make purchases and I have yet to see anybody sign up and deposit any money on their account to to spend $20 or more in order for me to get the 20 and then get the 20 so I'm hoping someone can help

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Rating-only review
Jessica · Aug 6, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MO
Review
Morgan Heard · Aug 3, 2024
5/5

I'm inviting you to join One. We can both earn $20 when you spend $20 or more with your One debit card. Terms apply. Use this link to sign up: [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RI
Review
Rich Tomorrow · Jul 30, 2024
5/5

Easy. Add digital card to google wallet. Link card to cashapp. Cash out $1 to card. Spend dollar/ send $1 cashapp. Get $20. Get referral, they spend $20 u get another $20

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CH
Rating-only review
Chelsea Elmore · Jul 25, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
(E
Rating-only review
(EJ) · Jul 24, 2024
4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Rating-only review
Jennifer Fierro · Oct 27, 2025 · Edited
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
TA
Rating-only review
Tasja · Jul 18, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
ZA
Rating-only review
Zachary Cole · Jul 12, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
ME
Review
Megan Kelley · Jul 9, 2024
5/5

Load the card with $1 and get 25 instantly. Spend 20 from the card, and get another $20 the next day.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
TH
Rating-only review
Theresa Heirbrandt · Jul 6, 2024
5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 20 of 98 published reviews.

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