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Monzo
MO

Monzo

Monzo is an online bank based in the United Kingdom. Monzo was one of the earliest of a number of new app-based challenger banks in the UK.

You get
£5
Referrer gets
£5
Newest code shared Nov 28, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

Monzo referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Referral bonus discontinued

Where to find your code

In the app, go to Payments screen, then under Payments go to Invite friends

Website:monzo.com
Banking

Contribute to this page

Share a code, offer, question, or update about Monzo. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet295 ratings from members who share a code for this program are not counted.
AM
Rating-only review
Amy Gibson · Nov 28, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
OC
Review
Octavia Butler · Nov 14, 2025
5/5

Get 1 month free of Monzo Pro when you sign up using my link. Not to mention you also start earning for your own referrals as well.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
LI
Rating-only review
Liam Woodcock · Nov 4, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
PA
Rating-only review
Paddi McKone · Oct 23, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Rating-only review
Martin · Oct 21, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RI
Review
Rich · Oct 14, 2025
5/5

Earn either £20, £50 or £100 just by signing up and using my referral code. 1. You have to be from the UK and have a UK phone number for sign up. 2. Once you are signed up and have verified your identity, activate your physical card and wait for your physical card to arrive. 3. Spend any amount on your physical card, whether it is online shopping or shopping in-person to activate your mystery gift. 4. You will win either £20, £50 or £100 and you can spend it on whatever you like. 5. It’s that easy!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
HA
Rating-only review
Harry Henderson · Oct 9, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
LU
Review
Luke Bennifer · Oct 7, 2025
5/5

this will give you £10 to £50 after you sign up and spend any amount of money you can literally spend 10 p and get you’re reward

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JA
Review
Jack Buchanan · Oct 6, 2025
5/5

Follow the link and create an account to earn us both 10, 20 or 50 pounds.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
ST
Rating-only review
Stephanie Spiller · Oct 2, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
TE
Review
Tegan Mathias · Sep 26, 2025
5/5

up to £50 reward if you use your card in the first 30days

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
DA
Rating-only review
David Nisbet · Sep 18, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
HE
Rating-only review
Heather Kelly · Sep 10, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AN
Rating-only review
Andrew Wilcock · Aug 19, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
ME
Review
Melancholy · Aug 14, 2025
4/5

Monzo is a banking app that allows referals of upto £50 for both users using a referal link.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
RO
Review
Roa Vieitez · Jul 26, 2025
5/5

Registrate y obtén una recompensa mágica de entre 10 y 50 libras.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AL
Rating-only review
Alex Evans · Jul 15, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
DA
Review
Daniel Rice · Jul 3, 2025
5/5

Open a Monzo current account in minutes and pocket a mystery cash bonus—£10, £20 or £50—after your first card purchase. Join the award-winning app to get real-time spend alerts, clever budgeting “Pots”, salary-sorting automations and fee-free UK banking that’s fully FSCS-protected. Add the hot-coral Mastercard to Apple Pay or Google Pay for one-tap spending at home and abroad. Tap the link, verify your ID, make any purchase within 30 days, and your surprise reward lands instantly in your Monzo balance. Digital banking, level-up unlocked.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
PA
Rating-only review
Paulina Olejniczak · Jul 2, 2025 · Edited
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
SI
Review
Sillu · Jun 26, 2025
5/5

When u join monzo from this link u can get up to £50 balance in your account! All you need to do is do a purchase in 30 days from opening ur account. No minimum purchase required. :))

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 20 of 295 published reviews.

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