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Cheddar
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Cheddar

Cheddar is a free, person-to-person payments app that enables users to request, receive and send money instantly. It also has an automatic cashback function linked to your existing debit and credit cards. Simply link them in the app and shop as normal online or instore. If an offer is available, Cheddar will pay you cashback automatically.

Referrer gets
£1 & weekly giveaway entry
Newest code shared Sep 10, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

Cheddar referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Receive £1 for every user you refer and an entry to the weekly prize draw. New users also get a weekly giveaway entry.

Where to find your code

In the app under ‘Profile.’ Press blue ‘Refer friends’ button.

Contribute to this page

Share a code, offer, question, or update about Cheddar. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet18 ratings from members who share a code for this program are not counted.
HE
Rating-only review
Heather Kelly · Sep 10, 2025
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
HE
Rating-only review
Helder Silva · Aug 16, 2025
4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
NB
Rating-only review
NB V · Apr 10, 2025
4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
PA
Review
Padre Naan · Dec 9, 2024
5/5

Join Cheddar - a free, award-winning finance app with a spend tracker automatically linked to all your accounts. Access savings insights unique to you, and earn cash when you shop at 100+ brands. Get extra bonuses with my code: [referral code hidden] [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
GI
Rating-only review
Giu Bello · Oct 18, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MI
Review
mike hewitt · Jul 6, 2024
5/5

Cheddar is a cash back app that pays both instant cash back from vouchers as well as direct cash back by linking itself to your bank account. It can instantly top-up your bank account when your ready to withdrawal in seconds. You can buy vouchers or get cash back from Top Brands like Sainsbury, Tesco, Asda, M&S and many more, I've been a customer since October 2023 and so far I've earned £60.12

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AL
Review
Alex · Jun 18, 2024
5/5

Get cashback when ordering gift cards through the cheddar app!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MO
Review
MoneySkipper · May 28, 2024
5/5

Get £5 Free after purchasing your first gift card (minimum £10). You will also get extra cashback on your giftcard purchase. Cheddar can also be used for receiving automatic cashback when using a linked card in participating retailers.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
SH
Review
Shaq Attack · Apr 24, 2024
5/5

Cheddar offers instant cashback when purchasing gift cards through their app as well as offering passive cashback when you link your bank account. They are currently offering a boosted £3 bonus to anyone who signs up to their app and uses a referral code! Here are the steps: Download Cheddar from your mobile phone's app store. Enter your first and last name, and verify your email address and telephone number. Link a bank account. Enter the code [referral code hidden] when asked if you are signing up via referral. Purchase a gift card within 15 days of signing up. Receive your £3 free bonus instantly on the successful purchase! Easy money and convenient savings!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
VI
Review
Vicki Allen · Apr 22, 2024
4/5

Hey, join me on Cheddar. I’ve been earning instant cashback daily across 100+ brands. You get a £3 sign up bonus when you buy your first gift card. Use code [referral code hidden] Thank you

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AA
Review
Aaron · Mar 8, 2024
5/5

Sign up using my link an make a purchase within 15 days. Using my invite code

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AR
Review
Aran S · Feb 19, 2024
5/5

Must purchase a gift card within 15 days of using the signup code: [referral code hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
NI
Review
Nick · Feb 18, 2024
5/5

£2 bonus on sign up

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
TH
Review
Thomas Deller · Sep 22, 2023
5/5

Join me on Cheddar! Get instant cashback at leading brands straight to your existing bank account. Use my code [referral code hidden] [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JA
Review
James Cole · Apr 27, 2024 · Edited
5/5

Sign up using my link and get £10 when buying your first prepaid gift card to save money on many shops online and in store.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
YA
Rating-only review
Yan Lau · May 23, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JO
Review
JONO5K1 · Apr 13, 2026 · Edited
5/5

Cash Code: [referral code hidden] ✅ [contact hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
EM
Review
Emma Jackson · Nov 19, 2025 · Edited
5/5

Get £5 when you buy your first gift card through the Cheddar app

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 18 of 18 published reviews.

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