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86400

Australia’s first smart bank. Get instant access to pay any way. How you pay is up to you, with your Visa Debit card, mobile or watch. Get ahead with a great rate.

You get
$10
Referrer gets
$10
Newest code shared Jun 15, 2025

Independent community listing — not affiliated with or endorsed by the featured brand.

86400 referral program

Terms as listed in our directory. Confirm them on the official site before you sign up.

How it works

Get friends to try 86400, and score $10 each!

Website:86400.com.au
Banking

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Share a code, offer, question, or update about 86400. Sign-in happens only when you publish.

Reviews

Published member reviews and clearly attributed brand responses.

No member ratings yet39 ratings from members who share a code for this program are not counted.
VI
Review
Vic · Jun 15, 2025
5/5

sign up with this referral code and make five valid card purchases in 30 days and receive the free $30

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
BI
Review
Binod Acharya · Feb 15, 2025
5/5

🚀 Bank Smarter with 86 400! 🚀 Join 86 400 – Australia’s smart online bank that helps you track, save, and grow your money effortlessly! 💰📊 ✅ No monthly fees ✅ Fast account setup ✅ Smart budgeting & insights ✅ Apple Pay & Google Pay ready Use my referral code [referral code hidden] to get a bonus when you sign up! 🔥 🔗 [referral link hidden] #86400 #SmartBanking #MoneyMadeEasy #BankBetter

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No public brand response.
MI
Review
Micheal Eiser · Sep 21, 2024
5/5

Hey 👋 Looking for a smarter way to bank? Check out ubank! Plus, we'll both score $30 when you sign up using my code, [referral code hidden], and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs at [referral link hidden]

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
SH
Review
shinydragon · Sep 2, 2024
5/5

EASY $30 (!!!) signup bonus using 2024 ubank code: [referral code hidden]. Fantastic interest rates too! [Australia] ubank is one of the best digital banks in Australia, it’s owned by NAB bank and works seamlessly with Google, and Apple Pay - and has very competitive interest payments on savings. Instructions 1. Download the ubank app [referral link hidden] 2. Register using this invite code: [referral code hidden] 3. Verify your Identity via a simple sign up process 4. Add your card to your phone or wait for free physical card in mail 5. Make 5 transactions within 30 days (no minimum $, grocery shop?) Your FREE $30 comes in a couple business days later! Invite referral code: [referral code hidden]

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
EL
Review
Eleanor Jayne · Aug 7, 2024
5/5

Get $30 when you sign up to UBank (86400) using my referral code, [referral code hidden]. Just make 5 small purchases on your new digital or physical card, and get free money! Or to put it another way, buy your usual morning coffee with your new UBank Spend account, and get next week's coffee for free!

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
DR
Review
driftingangel · May 31, 2025 · Edited
5/5

sign up using my code get 30$ going towards me and my cat would be greatful thank you ! Australia’s first smart bank. Get instant access to pay any way. How you pay is up to you, with your Visa Debit card, mobile or watch. Get ahead with a great rate.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
JE
Review
Jezz · Jul 4, 2024
5/5

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
TE
Review
Tez ☆☆☆ · Jul 21, 2024 · Edited
5/5

Australia's first smart bank. Use the code and make 5 transactions on your card in the first 30 days to get a $30 bonus!

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
HE
Rating-only review
Heidi Anderson · May 7, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AC
Rating-only review
Acron · Apr 10, 2024
4/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
KY
Rating-only review
Kylie Rose · Mar 19, 2024
3/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
EL
Review
Elise Maree · Feb 15, 2024
5/5

Refer a friend Refer, reward, repeat. Get your family and friends to give us a go and you’ll both score $30 when they make 5 card purchases in their first 30 days. Ts&Cs apply

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
IS
Rating-only review
Issy Wilson · Feb 11, 2024
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
AL
Review
alena kutliakova · Feb 4, 2024
5/5

AFM1FL9 Hey 👋 Looking for a smarter way to bank? Check out ubank! Plus, we'll both score $30 when you sign up using my code, AFM1FL9, and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs at [referral link hidden]

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
CA
Rating-only review
Cassidy Degoumois · Jan 21, 2024
5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
CO
Rating-only review
Corey Hand · Dec 31, 2023
5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
•.
Rating-only review
•. ꪜ𝓲ᥴ𝓽ꪮ𝘳𝓲ꪮυ𝘴 •.’ · Dec 14, 2023
5/5

Rating shared without a written note.

Shares a code

Contribution context only; this does not verify a purchase or experience.

No public brand response.
MA
Review
Maria Papas · Dec 3, 2023
5/5

Get $8 just for joining the best banking app in Australia

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
CH
Rating-only review
Chelsea Bracken · Nov 27, 2023
5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.
BL
Rating-only review
Blakey Linden · Nov 18, 2023
5/5

Rating shared without a written note.

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Contribution context only; this does not verify a purchase or experience.

No public brand response.

Showing 20 of 39 published reviews.

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